Low Down Payment
Refinance
Large Loan Amounts
ARMs
Flexible Qualifying Criteria
ConstructionLoan Programs
We feature a variety of loan programs to suit most any need.
We've organized our loan programs according to the features they include. Use the icons to help select by loan qualifier. Select each loan program to learn more.
Low Down PaymentRefinanceLarge Loan AmountsARMsFlexible Qualifying CriteriaConstruction
USDA
If you are looking for a home in a rural area, the USDA Loan Program offers low- and moderate-income borrowers more affordable housing finance options with little or no down payment or out-of-pocket costs. USDA’s definition of rural is liberal - 97% of properties can qualify for the program.
Advantages
- No down payment
- Only 1 credit score required per borrower
- Seller can contribute to the borrower’s closing costs
- Fixed-Rate 30 year
- Minimum 620 credit score